Reducing Your Debt Without Bankruptcy
In the past… Consumer debt counseling services negatively impacted your credit score. Now, there are debt services that will negotiate with your creditors to bring your accounts up-to-date, reduce your interest rates and reduce your monthly bills, without you having to file for Bankruptcy and will improve your credit report score at the same time.
How it works… Debt relief services negotiate with your creditors. This includes your credit card companies, bill collectors and any company that you owe an unsecured debt to. They lower your credit card interest rates and payments. In exchange for a repayment schedule, the creditors will waive all past due payments and late fees. This brings your accounts current, lowers your bills and improves your credit score. Best of all – it’s a free service!